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Why Do Prospects Buy?

2/26/2018

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​by Gerry Weinberg, Sandler Training

Why do prospects and customers buy? A common incorrect answer we hear with amateur salespeople is because of our quality, delivery, location etc. While these may be factors into the buying decision, this is not why someone will buy. These are features and benefits.

People buy because they have a problem, a problem that is solved by your product or service. There is a gap between where they are versus where they want to be. We call this pain. Pain is the reason people buy.

Interest, or curiosity, often motivates a prospect to explore what you have to offer but does not in itself motivate buying behavior.

As a sales person, once you have heard some interest or curiosity you must then use questioning strategies to determine if there is any pain behind the interest. 

Thru good questioning you can discover the following:
• How long the issues has been going on
• What they have tried to address (if anything)
• Who else knows about it
• What it is costing them to live with the issue
• What are the consequences if no action is taken
• How committed they are to taking action now.

Look back at the opportunities you or your sales team were chasing and didn’t win. Ask yourself….what was the Pain? Can you answer all of the above questions?

When you don’t understand the prospect's needs, you cannot effectively do a presentation or proposal and prospects are unable to distinguish your product or service from the competition’s offering.

How effective are you or your sales team at truly discovering Pain from their prospects?

Click here to contact Gerry Weinberg  & Associates for more information on how we help companies and individuals grow their sales by 30% or more in one year.

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* This blog was originally posted at gerryweinberg.sandler.com.

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From the Lion's Den: The New Tax Law and Your Family

2/20/2018

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by Laurie Marshall
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How will the biggest tax changes in 40 years affect families with children?
 Metro Detroit financial advisor, and mom, Laurie Marshall has the answers. Read on to find out what’s changing and for planning tips to deploy now so you’re in the best situation possible come tax season next year, when the changes take effect.
 
What’s changing: 
  • 529 Savings Accounts. Previously for college or post-secondary education only, these will now allow for pre-tax savings towards K-12 education as well, up to $10,000 per year. 
  • The Kiddie Tax. If your child earns $2,100 or more in a year, that money will be taxed at the highest possible tax bracket (37%), rather than the parents’ bracket. 
  • Personal and Dependent Exemptions. In 2017, each spouse and child received a $4,050 exemption and starting in 2018, that is gone.  
  • Child credit. The credit for child care expenses has gone up to $2,000, with up to $1,400 of it possibly refundable.
 
What’s the Same?
  • College Costs
    • Deduction for student loan interest remains
    • Grad student tuition waivers stay tax free
    • Lifetime Learning Credit and the American Opportunity Tax Credit remain
  • Employer-Related Programs
    • Employer-Paid Tuition - Amounts paid on your behalf by an employer up to $5,250/year are not considered taxable income for you
    • Adoption assistance programs
    • Dependent care accounts that enable employees to put up to $5,000 in a savings account tax free (these will be eliminated in 2023)
 
Things to plan for now: 
  • Consider filing your child’s taxes separately from your own. With the exemption for dependents gone, this may be worthwhile.
  • Stock your child’s 529 to the brim, especially if your child attends a private school.

* This blog was originally posted at ljpr.com.

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How to Safeguard Your Digital Diary

2/12/2018

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by Terri North, Legal Strategies, PC

My alma mater, Kalamazoo College, recently published an informative article about the Keys to Your Digital Diary. The article asked you to imagine what would happen to your digital estate if you passed away. Would your spouse or children know how to log in to your email? Would they be able to access, or shut down, your social media accounts, and would you want them to do so? Would they have the authority to cancel online subscriptions and auto-renewals?


The article listed four easy ways to start securing your digital estate:

1) Make a list of digital assets and passwords. Include usernames, passwords, and security questions (and answers!).

2) Safely store this information. The list should be stored on a USB flash drive or CD, or printed out and kept in a secure physical location that can be accessed by your estate representative(s), as opposed to being stored on your computer (which could be locked).

3) Document a plan for how you would like your digital life to be handled if you weren't present. You might want some or most financial accounts closed down immediately, but maybe you want your social media accounts left open for a time so friends and family can communicate. Answer these questions in advance for your loved ones so they don't have to wonder if they are doing the right thing when you're gone.

4) Consult your estate planning attorney. Review the laws in your state and then have your attorney draft an estate plan that includes your digital assets and addresses how you would like them to be managed upon your death.


* This blog was originally posted by Legal Strategies, PC.

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Seven Reasons Every Business and Non-profit Should be a Member of Their Local Chamber of Commerce

2/6/2018

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by Tony Rubleski

In a world loaded with marketing options and information overload I’m often asked by new and existing business owners for a simple, inexpensive way to increase their local visibility and marketing efforts to produce more opportunities and sales. Without a doubt, I always ask a stunningly simple question, Are you a member of your local chamber of commerce? I get one of three answers:

1. Yes

2. No, but tell me more

3. We used to be a member


Now I know every person has opinions but I’d like you to take a moment to read this brief article to discover seven reasons why I strongly feel that every business and non-profit organization should be a member of their local chamber regardless of the size of their organization, marketing budget, years in business, or even if they’ve heard or possibly had a negative chamber experience in the past. Times change. Business and markets change. I encourage you to let this article bring a fresh perspective on the value that many chamber’s offer.

Here are Seven Reasons Every Business and Non-profit Organization Should be a Member of Their Local Chamber of Commerce.

1. Visibility. Yes, you’ve heard it said time and time again, that out of sight means out of mind. This is not a smart strategy for any business, especially when times are good. A market can change quickly. As Jim Collins says, good is the enemy of great. This is a great statement, but I’d like to add to it as it relates to marketing. While good is the enemy of great, complacency and short term thinking is the enemy of sustained marketing breakthroughs.

Let’s look at a real world example of chamber complacency in action. Having worked with hundreds of chambers throughout North America, I’m simply baffled that within many communities how few real estate agents and automotive sales reps are either non-existent or barely active within their local chamber. In these two highly competitive and crowded markets you’d think these folks would do anything to stand out from the competition and fully leverage the chamber to get an edge. Nope. It’s as if they have no idea the local chamber exists and how it can benefit their business.

2. Access. Unless you’re crazy or like consistent rejection, no one enjoys making cold calls all day long. It’s a painful, tedious process that often wastes far too much time and mentally drains even the most upbeat and friendly person after a while. When you join a chamber and actively get involved you’ll discover that meeting prospects who may have an interest or who can refer you to key contacts you’re trying to reach, is a huge benefit of membership. From being on committees, serving as an ambassador, or attending specific events where prospects are likely to be, you’ll find yourself in situations where you can identify and meet decision makers face-to-face versus making cold calls.

3. Ongoing training and education. Unless you have the luxury of a training budget or can afford to bring in local, regional or nationally known experts on different topics, I firmly believe that there’s no other organization in America that delivers timely programs at such an affordable price as the local or regional chamber of commerce. By spreading costs among fellow members through registration fees and sponsorships, members can stay updated, informed and educated at a bargain price.

4. Networking. From seminars, leads groups, luncheons to business expos and various business and community committees, there’s absolutely no excuse for not being able to meet new contacts, referrals and people who can help you with ideas and additional ways to grow your business. The old adage, out of sight, out of mind, is so true when it relates to networking. The chamber gives your several different venues to meet new people.
WANT TO NETWORK WITH CHAMBER MEMBERS? JOIN US AT ONE OF OUR UPCOMING NETWORKING EVENTS: AFTER 5 OR BREAKFAST & BUSINESS! CLICK THE LINKS TO REGISTER NOW! BOTH EVENTS ARE FREE FOR ALL CHAMBER MEMBERS!
My entire career I’ve utilized the power of networking in my home chamber’s ranging from serving as co-chair of the ambassador league to sponsoring and speaking at different events. The positive outcomes on the bottom line and great people I’ve met have been great. In addition, doing business with fellow member who offer wonderful products, services, and ideas has also been a big plus.

5. Low cost advertising opportunities. As far as visibility at the local level, a chamber offers a wide range of affordable advertising options and sponsorship packages for just about every business or non-profit, regardless of how big or small their budget may be. I’ve bought and sold traditional media and I can tell you it’s not cheap. For the price of a few ads within a major media outlet, you can often sponsor an entire program with the chamber, give a short commercial about your company, meet new prospects and follow up with the list of attendees who may have a need for your offering. This is a wonderful way to hold your marketing dollars accountable and see them working hard right before your eyes.

A common area to get low cost or free advertising is submitting updates or news briefs for possible inclusion within the chamber "Member News" section of the newsletter or e-letter. Amazingly, a lot of members do not take advantage of this wonderful free marketing opportunity provided with their membership. The chamber is always on the lookout for member related news. I make it a goal to get over a small news update or announcement at least every two to three months to my local chambers because I know many times it will get printed and read by key people in the business community.

6. Advocacy. A foolish belief among large companies, especially national retail outlets, is that they’re too big or not local enough to care about getting involved or joining their local chamber of commerce. A few things they should think about: Are their employees and customers local? Are taxes and school systems important to finding and retaining a high quality work force? These are key areas that the chamber researches, lobbies and routinely discusses with local and regional government units, politicians and the media to keep people up to date on central issues of importance pertaining to their membership and the community.

What happens to your local employees and customers does have an impact on your business even if you’re a national chain. In addition, missing out on networking, sponsorship and other business building news and benefits, I think it looks incredibly tacky if four or five local businesses are active in the chamber and a national firm in the same market area won’t even join. In my mind this sends an incongruent message to the market when the national company claims to be ‘a good corporate citizen’ but they won’t join and get involved with their local chamber of commerce.

7. Money saving discounts. If you fully leverage the cost saving discounts ranging from health insurance, office supplies, to discounted phone service to other items your business currently uses or will need, it’s not uncommon for a small business to easily find enough savings in the first 30-60 days upon joining with endorsed providers or member to member discounts to recoup most, if not all of their membership dues. Being a small business owner, I can attest to the fact that being a member of the chamber and shopping around for discounts and services available makes joining achievable for any company regardless of how limited their marketing budget may be.

Well, there you have it! Seven great reasons to join or get more involved and fully leverage the benefits that your home town or regional chamber of commerce can provide your business or organization.
©2015 by Tony Rubleski. Tony is a #1 Bestselling author with Amazon.com and currently the president of Mind Capture Group. For additional information including blogs, articles, free resources and his newly released book visit: www.MindCaptureGroup.com or MindCaptureBook.com.
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12900 Hall Road - 
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Phone: 586.731.5400
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